| Feature | PM-SYM | Atal Pension Yojana | NPS |
|---|---|---|---|
| Eligibility | 18–40 yrs, ₹15k income | 18–40 yrs, bank a/c | 18–70 yrs, Indian citizen |
| Monthly Contribution | ₹55–₹200 approx | ₹42–₹210 | Flexible |
| Pension Amount | ₹3,000/month | ₹1,000–₹5,000/month | Depends on market returns |
| Govt. Contribution | Yes, 50% | No (except some early joiners) | Yes (up to ₹1.5 lakh tax benefit) |
| Exit Age | 60 | 60 | 60–70 |
Note: All data is approximate. Refer official govt. sites for latest updates.